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Why Buffer Exists

Every broker loses clients. Most lose sleep over it.

Buffer exists so South African short-term insurance brokers can protect their commission income the moment a client cancels. We pay within 10 business days so you can focus on winning the next one.

The harsh reality for South African short-term insurance brokers:
  • You lose 12–18% of your clients every single year (SAIA & Deloitte data)
  • That means the average broker with 300 clients loses R500 000 – R1.5 million in future commission annually
  • When one big client leaves, your cash flow can drop 20–50% overnight
  • It takes 6–18 months of marketing and coffee meetings to replace that income
  • Most brokers have no safety net — one bad month can wipe out savings or force staff cuts

Buffer changes that.

For R162–R1380 per month you get an instant cash injection (up to R5 000–R50 000 per claim depending on your chosen limit, max 2 claims/year) the moment a client cancels — giving you breathing room and marketing budget to win the next one.

No complicated underwriting. No waiting for renewal season. Just fast cash when you need it most.

Industry snapshot

The scale of the problem

12 000+
Active brokers in SA
15%
Average churn per year
R300k–R1m+
Lost income per broker annually

Ready for a safety net?

Join thousands of brokers who sleep better at night.

Maximum R5 000–R50 000 per claim (you choose) · Maximum 2 claims per year · Premiums only R162–R1380/month depending on experience and cover level.

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